AutoSaving Records to Appropriate Sharepoint Buckets

I'm trying to alleviate the user painpoint of having to input metadata and/or select a folder in Sharepoint when saving a file by automating this process: creating pre-built, intelligent templates that can be selected to complete...and when the user 'Saves' the file it automatically is directed to the appropriate SharePoint folder (current file types could be MS Word, a PDF, etc.)...wouldn't it be better to create a DITAMAP template instead?...working in a SharePoint environment.

Any ideas? -- many thanks in advance. Focus Areas: BPEL | DITA | ebXML | IDtrust | OpenDocument | SAML | UBL | UDDI
OASIS sites: OASIS | Cover Pages | | AMQP | CGM Open | eGov | Emergency | IDtrust | LegalXML | Open CSA | OSLC | WS-I